Betterment’s Premium plan, for clients with $100,000 or more, charges 0.4% annually. For example, they offer funds provided by Vanguard and Charles Schwab, … The digital plan has an annual fee of 0.25% based on the account balance, which drops to 0.15% per year on … You can have up to $100,000 account managed with Betterment for $250 per year. Vanguard has no equivalent service. With the introduction of human advisors, Betterment has become a formidable competitor to Vanguard's Personal Advisor Services. The standard fee (Digital) is 0.25% of your account balance. Betterment's average fees on their ETFs are 0.10% or 10 basis points for my asset allocation (90% stocks, 10% bonds) plus the 0.25% management fee (for accounts $10,000-$99,999). There is no minimum to open. The Premium 0.40% fee costs you $208,615 in fees. Betterment’s fees work on a sliding scale. Using a starting balance of $100,000, $1,000 contributed monthly over 30 years, and an annualized rate of return of 8%, Betterment’s 0.25% fee costs you $132,700 in fees. Betterment charges 0.25% for its core service, Betterment Digital. Betterment offers a discounted fee on assets over $2 million, dropping the digital fee to 0.15% per year on the portion of the balance that exceeds $2 million. The maximum amount you can deposit is $300,000 every two business days. Medical Emergency Fund. Some offer better investment options and lower fees than others. Digital Plan. Betterment Roth IRA Account Features. The service fee starts at $1/month for accounts under $5,000. When comparing Betterment vs. Acorns, this is a substantial difference. If you opt for Premium service, that's $4,000 per year. Portfolio Management Fees: Betterment has lower fees for clients who are content with a purely digital service that manages portfolios automatically. These fees are right in line with rivals … However, note that as your retirement funds grow, the annual fee will become quite high. Vanguard has a slight edge in making a team of … No minimum balance required. Betterment Fees and Minimums. Both services from Betterment can help with your accounts outside Betterment, such as your employer's 401(k) plan. The 0.25% annual fee is incredibly low for the services you get. While Betterment offers automatic investing starting at an annual fee of 0.25% of your account balance. Betterment requires no minimum balance and charges a 0.25% annual fee, or about $25 per year for every $10,000 invested, for a regular digital account. … My Schwab account sits at 94% stock 6% cash. Fees: Betterment charges 0.40%/year for its Plus plan and 0.50%/year for its Premium plan. There are no other trading fees or commissions. Betterment claims that investing in a Betterment portfolio since 2004 would have produced a cumulative return of 190.6% (which is an average annual return of 7.3%).This beats out the average private client investor's portfolio, which had a cumulative return of 109.2% over the same time period.. You can play around with Betterment's historical performance chart and see the returns for … Previously, Betterment reduced their annual fee to 0.15% on balances over $100,000. So I would expect a greater return than the assumptions by the Betterment director. Wealthfront Review Wealthfront also came onto the scene in 2008, but its current iteration didn’t exist until about 2011, giving Betterment a three-year head start in the robo-advising space. There are no transaction fees with Betterment. Betterment works on a flat fee based on the size of your portfolio. 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